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 What
is PayPal?
PayPal is a company separate from RJTaylor Enterprises, enabling people to
transfer money over the internet in a safe and secure environment. With
PayPal, both individuals and businesses can conveniently and easily send and
receive payments through the Internet. PayPal has over 100 million member
accounts in 56 countries and regions, and is the most commonly used and trusted
electronic payment service on the World Wide Web.
How do I benefit from using PayPal?
You get the ultimate in security countermeasures, by only releasing your credit card information to
one online business entity, PayPal.
This lessens the chances of unscrupulous people ever getting all your credit
card information and committing fraud. Think about it, if you buy 10 items per
year online through different vendors, there is also a chance any employee at any
of these establishments can steal your information. Now, if you choose PayPal to
process the transaction from these 10 different vendors, only PayPal has your credit card information
and you lessen the exposure of your pertinent and confidential information. Vendors are
only sent an e-mail from PayPal with your confirmed shipping address and the
money you sent. Nothing about your credit card is sent, not even if you paid
with a MasterCard or Visa. Using PayPal is a win-win for both the consumer and
merchant since it lessens the chances of fraud.
Is PayPal safe to use?
PayPal helps protect your credit card information with industry-leading security
and fraud prevention systems. When you use PayPal, your financial information is
never shared with the merchant. As stated on the PayPal website: The security of
your information, transactions, and money is the core of their business and
their top priority. PayPal automatically encrypts your confidential information
in transit from your computer to theirs using the Secure Sockets Layer protocol
(SSL) with an encryption key length of 128-bits (the highest commercially
available). Before you even register or log in to their site, their server
checks that you are using an approved browser, one that uses SSL 3.0 or higher.
Once your information reaches PayPal, it resides on a server that is heavily
guarded both physically and electronically. Their servers sit behind an
electronic firewall and are not directly connected to the Internet, so your
private information is only available to authorized computers.
Why use PayPal?
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Safely make online purchases or send
money with PayPal - and it's free!
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You no longer need a special PayPal
account to shop online. Billing address must match the shipping address.
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Shop regularly, and pay conveniently, by saving your
information with a free PayPal members account. Not a requirement.
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PayPal is accepted by millions of
businesses worldwide and is the preferred payment method online, like eBay.
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American Express & Discovery Card
Purchases: American Express and Discovery card purchases will be submitted in
U.S. Dollars (USD) by PayPal to the credit card companies regardless of the
currency of the card in PayPal. It is advisable for Canadian buyers to pay
with Visa, MasterCard, or a PayPal members account to avoid possible extra currency
exchanges between USD and CAD.
Do I need to signup for a special PayPal
members account before ordering?
No, as long as your credit card company supports electronic address
verification for online purchases. Most US, Canada, and UK credit cards now
support the automated "Address Verification System" used for online purchases.
My credit card does not support address
verification, how can I get verified/certified?
Just log in to "www.paypal.com" and
signup for a free PayPal members account, then look for the "Add Bank Account" link in
the How to Activate Your Account box. You will be able to confirm your bank
account by completing a simple online process. See the instructions are on their
website. Why does PayPal ask users to confirm ownership of a bank account?
Because banks and other financial institutions are required by law to screen
account holders. By proving ownership of a bank account, you demonstrate that
you have passed this screening process and have verified your identity. In turn,
this lowers PayPal's financial risk and allows PayPal to guarantee you. It is
also possible to have PayPal verify a secondary mailing address, so you could
receive for example, merchandise at your workplace instead of home. Once you
complete their one-time verification process, future online purchase will be
much easier, and more secure, for both you and the merchant.
Can we ship to a non-confirmed or
non-verified mailing address?
NO, this policy is to protect us and our customers from the fraudulent use of
stolen credit cards. However, it is possible have a secondary address verified
by either PayPal, or us, for use on your online transaction, please call for
more information.
I have more PayPal questions, where do
I get the answers?
You can visit their web site at "www.paypal.com",
or you can call PayPal directly at "1-402-935-2050" between 4:00 AM PDT to 10:00
PM PDT Monday through Friday, and 6:00 AM PDT to 8:00 PM PDT on Saturday and
Sunday.
RJTaylor Enterprises is an official
PayPal verified business.
(If you are a registered PayPal member, you can select this
link to verify our status.)
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